The Future of Money....

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Wired has an article on alternate payment options...
http://www.wired.com/magazine/2010/02/ff_futureofmoney/

"The credit card is in decline. Here are a few hints of what might replace it. — D.R."

Interesting at the bottom is a chart of "competing currencies" Facebook Credits, Nintendo points, Linden Dollars, Mahalo Dollars, etc...