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Going to buy some stocks need some advice

Hoping there are some experienced people here regarding stock accounts.
I have 2 options

endowment insurance account
1 % yearly fee, no capital gains tax


traditional share account
30% capital gains tax, no yearly fee

I don´t know much else about them..so perhaps you do ? and can advice me..It would seem to me if it goes well(the stocks) the endowment insurance account is the best, but perhaps there are some other bad things about them...
I live in Sweden ofc, so maybe there is difference from the US, but anyway if you have similar accounts, I appreciate advice..
And well I am going to buy some gold/silver stocks..

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