Dylan Ratigan asks Fleckenstein: Has the Federal Reserve caused the recent commodity inflation?

When silver rises I pay down my credit cards. When there's a significant pullback in silver(like a couple of weeks ago when it went from $31 to $27) I max'ed out the cards on bullion. At first I was concerned that the C.C. companies could raise my interest rates to 79% tomorrow if they wanted to. Then I remembered that C.C. companies can't legally raise your rates on purchases already made, and need your permission to raise the rates. If they try to raise your rates then you can simply close the account and pay off the balance at the original rate. It's a little risky scheme since you can't definitively predict the future, but man there is no way the dollar can go up and silver down in this flea-ridden market. I'm confident silver will be up at least 25% this year. My APR on my C.C.'s is about 12%. So, doing the math, I stand to make at least a 13% return on my bullion purchases using C.C.'s, and 25% using cash in hand. Any flaws to this system? Maybe. Let me know.