Here's the Absolute Magic Bullet for getting credit card collection agencies OFF YOUR BACK!Submitted by The South on Mon, 04/04/2011 - 19:21
Scroll to the bottom of this page and click on "Debt Validation Letter"; it's a word doc that you fill out.
If something is in CAPITAL letters, you replace it with CAPITAL letters.
First you'll need to go to the post office and get a certified mail sticker/label and a signature return receipt (solid green color) that will be returned to you with the signature of who ever received your letter. This is your proof they received it.
The certified mail label (green & white label) will have a number on it that you will type up top of page 1 of your letter.
Make 2 copies of this 5 page letter; keep one for yourself. Make a copy of the letter the credit card co. or collection agency sent you and use it as the cover letter in your packet; it will be paper clipped to the other 5 pages.
Take the letter and get it notarized and mail it off. The day they receive the letter, you'll never hear from them again.
Absolutely guaranteed to work 100%. I've personally used it on 3 different cards, and here's their reply:
******************** CRICKETS ********************
They will make your collection account disappear; they will avoid you like the plague; you've just busted them in fraud and they know it. They cannot dispute your claim, it's impossible. If they can't dispute your affidavit point by point within 30 days, you win. It's over.
Try it, it works with tactical precision; deadly, deadly .......... DEADLY!
My friends have used it with 100% success too. Once you send this letter to the agency trying to collect from you, they will instantly make your collection account disappear.
One note: You can't send this to the original creditor/credit card company, you've got to wait until the account is sent to a third party debt collector. I remember hearing Dave Mack talk about that one night on one of his discussions, but don't remember the exact specifics of it.