Liberty Essay Challenge

I don't get it.

Is this what Simon and Garfunkle sang about as The Sound of Silence?

The Challenge before us is not insignificant, such as to figure out weather or not to watch Television or Browse The Internet, so many options, so little time.

The next Generation have a welcome sign hanging before them: Welcome to the Criminal State, and much of the power that can move in the opposite direction, toward Liberty, is used to move toward the Criminal State, deeper and deeper into it.

Commons Sense advises to each of those who are the only ones who can stand up against the Criminal State, to at least, at the very least: understand it.

"Society in every state is a blessing, but Government, even in its best state, is but a necessary evil; in its worst state an intolerable one: for when we suffer, or are exposed to the same miseries BY A GOVERNMENT, which we might expect in a country WITHOUT GOVERNMENT, our calamity is heightened by reflecting that we furnish the means by which we suffer." Thomas Paine Common Sense 1776

Taking the Liberty to Bump Once I am going to make this very clear.

1000 Honest insults is much preferred in reply compared to 1 dishonest smarmy retort, and silence is an answer to the Challenge. Which moves closer toward Liberty in due time?

I honestly don't know for sure, but I have my guesses.

The fix is not complicated, it does not require authoritative brilliance, and it does not involve a select few having power over the more massive numbers of humanity.

The fix is to invent, produce, and maintain competitive legal monies. Ron Paul obviously knows this, as do all the Legal Criminals who spend so much time ensuring that there is no competition in Legal Money Markets, so why is this not perfectly understood by more than a handful of the victims?

So long as there remains a connection to the Legal Criminals, this money fraud thing, so long will there be accurately measurable legal injury to massive numbers of innocent people who, otherwise, could reach their full potential as human beings.

The crime of the century, surely, is the World Wide Banking Monopoly Fraud, but a close second indictment targets those who could have known better and done something effective about it.

If Ron Paul is targeting that Legal Crime Ring, "our" "Federal" Reserve System of Fraud, and it's ancillary connecting medium The "Federal" Income Tax, and he presumably needs some help, then help will be provided by those who know better than to merely follow orders blindly - it seem to me at least.

Having spent time and life in the process of moving the power to purchase from where I can find it to where I can then use it there is then power in my hands.

I have earned the power to purchase, and I have done so honestly, and I have done so productively, and I continue to do so today, and I will continue to do so tomorrow, and failing that I may become dependent upon the charity of others as I grow older, weaker, and powerless.

Currently there is much more debt to income, in my personal experience, having to do with many things, not limited to doctor bills, and mortgages. Leaving behind the doctor bills, as a subject not relevant to the present essay, the focus of conscious attention turns to mortgages.

Working on principle instead of working on specific interests, or working on an average, easy to understand, wide angle view, instead of placing this subject of mortgages under the microscope, I will stick with 1 mortgage at 100,000 units of debt, to illustrate the principle as an average, not as a signed legal document.

Suppose that The State of Utah, or the state where I live, California, it matters not which, both is better, but suppose a competitor does begin to invent, supply, and maintain an alternative to the dollar unit of money.

I have this 100,000 unit of debt mortgage. Paying on it even while it has been up-side-down for over 5 years, despite the fact that other people were no longer able to do so, having already walked away, then having already regained credit rating sufficient to sign another mortgage for another home that is sold at current market prices (not double).

If I walk away my home can then be purchased by someone else for 50,000 units of money, or debt.

I pay 100,000 units of debt, for 30 years.

Suppose Utah, with a 10th Amendment legal maneuver, fighting to break the Legal Monopoly Fraud, offer an option to me?

What would that be, and how would that option work, and would it be a competitive option?

I call up a bank officer and I say, can I sign a new legal mortgage that is no longer dishonest, but is now honest, and what is my ability to pay back loans borrowed worth to you, as I've proven to be able to continue paying back money borrowed even during difficult times.

This is the interesting part.

They say to me that my ability to pay back what I borrow is worth as much to them as an ability to avoid accidents is to an insurance provider, as the ability to avoid accidents are worth something to a competitive insurance provider because of the projected costs they will have to pay to people who have a lot of accidents. I get a low interest rate, they say, and I earn that myself, and they say, I get honest money, and they ask how much do I need?

I say that I need 100,000 dollars of dishonest money to pay off a home that is worth 50,000 units of honest money.

They say OK, I understand fully, we were not born yesterday, sign here, and here is new mortgage worth the value of your home, pay us back each month, we will now take care of the Dishonest Mortgage, if you so choose. Thank you ever so much.

They go on to say that they are being very honest right now, disclosing very important facts, and they tell me that if I want I can wait a little longer because the forecast is such that the exchange rate is going to soon move much more favorably for them, and that my loan may be worth a lot more to other Honest Banking Lenders soon.

I say that I understand, but I also say that the time is right for me to get out from under the Legal Money Fraud, now, even if it would be to may advantage to wait, and I say that I know that you have been very honest since you could have not told me about the current, and accurate, projections concerning the exchange rate. You can make a lot more money buying mortgages at the current rate compared to the future rate, since that Legal Money Fraud is soon to be forced out of business, and their money won't be worth the hard drives it is recorded on. Thanks I say, thank you ever so much, and I add that I hope that you make a killing with your Honest Bank. They say, we will. They will.

I sign.

I owe 50,000 to an Honest Money Bank. They pay 100,000 Federal Reserve Notes to the former owner of my mortgage, in due time, at the legal exchange rate.

How does that work?

In the above words I have covered the principle and the interest of a mortgage loan. My words may have gone over your head, or you may have a few issues with my angle of view. Now is the time to get down into the real competition, the real challenge.

As a Legal Honest Money competitor begins to compete against the Legal Money Fraud there will be an initial rate of exchange between the two legal money units.

Think, if you can, in terms of an IPO, or an Initial Public Offering, which happens when a new business will begin to sell shares of their company as a means of collecting more power to purchase. They sell paper, you buy paper, and there is a price attached to that unit of paper. What is the price of that paper?

If the initial price for 1 dollar of Utah money is equal to a measure of gold and/or silver then that is the initial public offering of that banks ability to provide a necessary service to anyone needing that service, which includes mortgage banking, or savings banking, or anything that a bank will do in exchange for a payment of some kind.

The bank is now in competition with the other bank in this Essay and/or in the future.

The bank is not in competition with the other bank, now, legally. They are both working in concert to fix the price now, now they are a legal Monopoly, or Cartel, now, and they have fixed the price very high now. That can change. The competitor can begin to fix the price very low, since the price will be fixed at a measured standard such as the price of a measured weight of gold and/ or silver. You think, or are made to think, that the price will be very high: compared to what?

Now you may see why I went ahead and made this personal, to bring the concepts into view, personally.

I go to a Competitive Honest Utah bank and I want to buy a home mortgage and I have earned a low interest rate, a competitive interest rate, and my new loan will be denominated in honest money, and it will be a standard value of debt, based upon that standard measure of gold, and therefore it won't double or halve, in time. My home mortgage was at the double rate when it suddenly went to the half rate, which is why I'm inspired to do something while I live in a 50,000 dollar home, while I pay for a 100,000 dollar home, and it is the same home.

I don't want that, that costs too much, I want to pay a fair, competitive, price, for the home I buy.

How does it turn out that the Utah Bank pays 100,000 dollars to the previous owner of my mortgage while I only have to pay the Utah Bank 50,000 dollars of honest money back?

What is the exchange rate at the moment that Utah opens their doors to the public, legally selling money that will compete with The Federal Reserve product?

Here is where your brain may not work to answer the questions asked, and that should clue you in on the need to move closer to the truth.

If the exchange rate is 1 Utah dollar for 1 ounce of gold, then it will take roughly 1000 Federal Reserve units to buy one Utah unit, today. What about tomorrow?

If Utah remains honest tomorrow, the day after the initial public offering, then their unit is still worth 1 ounce of gold.

If The Federal Reserve doubles their money supply, as they did in 2008, tomorrow, then the exchange rate, if it is honest, will be 2000 units of Federal Reserve money, since they do what any company will do when they want to expand their power, they split their stock, or they perform a stock split. They double their shares, and everyone knows, honestly, and therefore each share is worth half as much, on the stock exchange, unless they do so dishonestly, and some people sell their shares at full price, since they didn't know, they sold their shares at double the price they were worth - due to the dishonest stock split. Look it up. Look up stock splits. See the facts.

Back to being personal:

I go to the Utah bank. They appraise the house. They say it is worth 50,000 at the current exchange rate, which they start at about 1000 units of money, their dollars, for one ounce of gold. I take out a new loan. I'm done. Now Utah pays back the previous owner of the mortgage with Federal Reserve Money. When does Utah pay back the loan? Do they pay back early and suffer the penalties of early payback?

Not if they are smart.

Utah Bank has a debt to pay in dollars to a holder of a legal note denominated in dollars, and if Utah remains honest it will keep the value of its money, and if The Federal Reserve remains dishonest then its money will become more and more worthless over time.

Utah pays one payment, the first month, as Utah buys Federal Reserve dollars at the current exchange rate with their dollars. They need Federal Reserve dollars to pay off a mortgage that is denominated in Federal Reserve dollars. 30 years later the last payment is made, and here is where you should see the last piece of the puzzle.

First payment between Honest Money and Fraudulent Money: 1 to 1.

Last payment after 30 years of Honest Money paying a Fraudulent Money Mortgage: 1 to 2.75

Look up Inflation Rate Counter and do some math.

If the Federal Reserve System of Fraud goes into Crisis, as that Cabal of Legal Criminals keep threatening, then the Honest Bank that buys my mortgage makes out like a bandit, since they may have to pay the first few payments "on par", or at the initial exchange rate, but that mortgage, denominated in dollars, will be worthless to the holder of that mortgage, since it is denominated in Dishonest Money.

Got it?

If The Federal Reserve Fraud goes into hyperinflation mode, the Utah Honest Bank, or the California Honest Bank, that buys my mortgage on par, from me, at the current value of my home, will make out like a bandit, having only to pay 1 dollar to make 30 years of payments on that mortgage.

Take that to the bank.