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Florida Homeowner Foreclosure Stop Action SB1890 (Legal Home Theft Law)

Please fight for this cause.. The Banks are trying to SET NATIONAL PRECEDENT with these new laws and eliminating any rights of Private Property Ownership, Due Process and the Rule of Law.

PLEASE VOTE NO TO SB 1890!
THIS BILL PROVIDES HARMFUL OR MISGUIDED SOLUTIONS TO A MASSIVE FLORIDIAN PROBLEM.

I am speaking from experience. I have reviewed hundreds of mortgages and notes and banks are stealing homes. Credit Default Swap Insurance has been paid to the investor when loans are 90 days late. The banks or should I say servicers pick up on this. Everyone thinks they are the investor/note holder. Over 85 percent of the time they have NO RIGHT to the property. If you pass this bill, you will be giving banks the legal right to steal homes. I don't care how many foreclosures are backed up in the court system. Everyone has the right to a fair trial and we need to listen.

This country is suppose to be for the people and the banks have taken that away with their greed. People did not understand the loan they received. There is no mortgage education in schools and this is the largest investment someone makes. In school we learn Chemistry, Algebra and Trigonometry, which most of us will never use.

Take a look at a loan approval for an adjustable rate mortgage. The loan is approved on the initial rate, which in many cases is low. The problem is many of these loans had high margins and caps once they began to adjust. A loan starting at 5% could go up to 12%. These loans should have been approved on the 12% rate, but they were not. How can someone ever afford a 12% rate when they began at 5%. They were told they could refi before the loan adjusted. Well the market changed and that's called misrepresentation. Option ARM's (AKA Pick-A-Pay) are even worse.

People were used to produce notes that could be sold. All the banks wanted to do was create notes and sell them. They did not care about the people. This is why almost anyone could qualify for 100% finaning with poor credit. The banks and Wall Street are to blame. This bill will reward those entities. YOU MUST VOTE NO.

ASK YOURSELF, "DO I CARE ABOUT THE PEOPLE?". IT'S NOT ABOUT CAMPAIGN FUNDS. I'M SICK OF THE BANKS GETTING THEIR WAY AND BAILOUTS.

IF I COMMITTED FRAUD OR CREATED FAKE LOAN DOCS I WOULD GO TO JAIL. BE FAIR TO THE PEOPLE WHO WERE TAKEN ADVANTAGE OF. DON'T LET THE BANKS KEEP STEALING HOMES THEY DON'T OWN.

PLEASE STAND UP FOR THE PEOPLE. VOTE FROM YOU HEART AND NOT YOUR WALLET. THIS COUNTRY WILL GO TO HELL IF WE KEEP LETTING THE BANKS RULE.

IF YOU WONDER WHERE I GET MY INFO, LET ME TELL YOU. I WAS A MORTGAGE BROKER FOR 18 YEARS AND PUT MOST OF MY CLIENTS IN CONFORMING 30 YEAR FIXED LOANS. THOSE WITH ARMS WERE EDUCATED, UNLIKE MOST PEOPLE. I ALSO SPENT 13 YEARS ON CAPITOL HILL WORKING FOR ABC NEWS AND VOICE OF AMERICA. I KNOW WHAT GOES ON BETWEEN THE LOBBYISTS AND MANY POLITICIANS.

It's time for a change. You are the voice of the people and not the banks. Please help us.

INNOCENT CHILDREN ARE BEING PUT OUT ON THE STREETS. THEIR PARENTS MANY TIMES END UP IN A DIVORCE FORCING THE FAMILY TO SPLIT. IS THIS SOMETHING YOU WANT TO ATTACH YOUR NAME TO.

THIS BILL IS NOT FAIR FOR THE PEOPLE. I WILL DO MY BEST TO MAKE SURE EVERY FLORIDIAN GETS TO SEE MY MESSAGE. I CAN'T MAKE ANY PROMISES, BUT I WILL DO MY BEST WITH THE MEANS I HAVE TO SPREAD THE WORD. THE BANKS HAVE MONEY AND POWER. MY HEART IS FOR THE PEOPLE. I HOPE YOU'RE WITH ME.

What to DO:

Please e-mail everyone of these below and tell them to VOTE NO to on FL Bill SB 1890
Bill text is below
http://www.flsenate.gov/Session/Bill/2012/1890

Please e-mail these people below in mass:
richter.garrett.web@flsenate.gov, smith.chris.web@flsenate.gov,
alexander.jd.web@flsenate.gov, bennett.mike.web@flsenate.gov, fasano.mike.web@flsenate.gov,
gaetz.don.web@flsenate.gov,
hays.alan.web@flsenate.gov,
margolis.gwen.web@flsenate.gov, negron.joe.web@flsenate.gov,
oelrich.steve.web@flsenate.gov, sobel.eleanor.web@flsenate.gov, altman.thad.web@flsenate.gov, benacquisto.lizbeth.web@flsenate.gov, bogdanoff.ellyn.web@flsenate.gov, braynon.oscar.web@flsenate.gov, bullard.larcenia.web@flsenate.gov, portilla.miguel.web@flsenate.gov, detert.nancy.web@flsenate.gov, dean.charles.web@flsenate.gov, dockery.paula.web@flsenate.gov,
evers.greg.web@flsenate.gov,
flores.anitere.web@flsenate.gov,
garcia.rene.web@flsenate.gov, gardiner.andy.web@flsenate.gov, gibson.audrey.web@flsenate.gov, haridopolos.mike.web@flsenate.gov, jones.dennis.web@flsenate.gov, joyner.arthenia.web@flsenate.gov, latvala.jack.web@flsenate.gov,
lynn.evelyn.web@flsenate.gov, montford.bill.web@flsenate.gov, norman.jim.web@flsenate.gov,
rich.nan.web@flsenate.gov,
ring.jeremy.web@flsenate.gov,
sachs.maria.web@flsenate.gov, simmons.david.web@flsenate.gov, siplin.gary.web@flsenate.gov,
storms.ronda.web@flsenate.gov, thrasher.john.web@flsenate.gov

Thank you for your support it will save many from disaster and prevent the banks from possibly stealing your home or your neighbors.

Thank you again for your support.