Drivers License, 2 Signatures, 2 thumbprints, a mugshot, & a warning JUST to cash a $30 checkSubmitted by go213mph on Thu, 05/17/2012 - 13:42
I got a call to help a guy with a printer problem this morning. It took me about 2 seconds to switch his default printer from fax back to his HP. (The guy was in his 70’s) Anyway, I charged him $30 and he wrote me a check. I normally would deposit a check in my bank account but he told me that his bank was just around the corner, they knew him well, and I could just cash it at the drive thru on the way home. I needed gas and so I decided to do that.
He had written the check out using my middle name as that is what most people call me and the only name he has ever known me by. I didn’t notice that until I pulled into the drive thru. Anyway, I signed my name like it was on the check and tossed it and my driver’s license into the ole vacuum tube. I was startled when a little video screen came to life hanging next to where the money tube was. It was a video phone type thing where the teller working the drive through could talk to me kind of like using Skype. I then noticed a little camera right next the video screen so I knew I was being recorded.
So, 1st the teller sent the tube back and said I needed to also sign my name exactly like it is on my license. Done. Then she came back on screen and asked me if I had an account with their bank. I told her no, but the guy that wrote me the check said he had banked with you guys forever and I would have no problem cashing it. She said well…okay but we need to get your thumbprint. So, she send the check back and included an ink pad for me to put my thumbprint on the check. Done. No sooner did she get the check back than she got back on the screen and said that I had put my thumbprint in the wrong location. Would I mind doing it again as close to being centered between the guys signature and the name of the bank?
Well, at this point I’m chuckling to myself because I’m just trying to cash a freaking $30 check. A local check, drawn on their bank, but I know I am powerless to the moneymen. So, I put a second thumbprint on the check and sent it back to her again. She went away for a few minutes and the video screen started playing commercials of some kind. A good song had come on the radio and I had turned up the volume a little bit so I didn’t pay the commercials too much attention. About 5 minutes later the teller popped back up on the screen told me she had cashed the check but before she could send the tube back to me she needed me to look at the little camera so she could snap my picture. Again, I complied.
As she sent me the tube back with my cash and drivers license, she warned me that starting June 1st anyone that cashes a check, who does not have an account at their bank (even if the check is drawn on that branch of that bank) would incur a $5 service charge. I smiled and said “I PROMISE, I will never return to your bank EVER AGAIN”. She said “okay sir, have a great day”.
I keep a stack of Ron Paul blue “business cards” on my dash…the ones that just say Ron Paul on the front with the soaring eagle and the short paragraph about RP being a man of integrity on the back . After I took my money out of the tube, I put one of my Ron Paul cards in the tube. By this time there were about 3 cars behind me so I know the next person in line was greeted with the card. It kind of took the sting out of the whole situation for some reason.
I absolutely HATE dealing with banks. ALL of those security measures over a $30 check! The FED can print counterfeit money non-stop, and the money men on wall-street like Jon Corzine and Jamie Dimon can literally steal billions from investors and nothing happens. But AT LEAST the local banks have got all their bases covered when it comes to dealing with $30 transactions.