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Letter to Send the Criminal IRS (and all other illegitimate collection agencies)

[City, State Zip]
Attn: [Correspondent’s name]
[City, State Zip]
Certified Mail No.: _____________
Re: Collection Notice Dated [date]

Dear [Correspondent’s name]:
Thank you for your recent response to my request for validation(if applicable). This is not a refusal to pay, but a notice that your claim is disputed. Your response did not include sufficient information to establish your claim or meet the requirements of the Fair Debt Collection Practices Act.

I need documents or information that show how I might be obligated to pay you. Do we have an agreement, maybe a contract in writing? I have never heard of your company before. What is the nature of your business? Are you a depository or lending institution? Did you provide me any services or products? If you did, please list them and be specific. What did I buy from you? Did either of us rely upon the other to perform? When did you solicit my business or do you have any records showing that I solicited your business? If I owe you money as you claim, then what is your obligation to me? Please answer these as soon as you can and be specific. If you don’t provide me the information requested within thirty (30) days I will consider the purported debt to not be valid, and that you made a mistake.

Please limit your communication with me to writing only. If I receive any telephone calls from your company, I will consider them to constitute harassment. Please be advised that unwanted telephone calls are a class 1 misdemeanor in this state and I will file a complaint against the caller with the attorney general’s office. I maintain a telephone log of each phone call and in some cases, make an audio recording when necessary.

Be advised that you have the right to remain silent. If you ignore this notice and contact me by telephone, you and your employees agree to allow me to make an audio recording of our conversation and you and your employees agree to allow the recording and any other information to be used against you and your employees in a court of law. I will accept only your written communication.

Be advised that I am not requesting a "verification" that you have my mailing address, I am requesting a "validation;" that is, competent evidence that I have some contractual obligation to pay you.

You should also be aware that sending unsubstantiated demands for payment through the United States Mail System might constitute mail fraud under federal and state law. You may wish to consult with a competent legal advisor before your next communication with me.

Your failure to satisfy this request within the requirements of the Fair Debt Collection Practices Act will be construed as your absolute waiver of any and all claims against me, and your tacit agreement to compensate me for costs and attorney fees.

Best regards,

[Sender’s Signature][Typed Name of Sender][Account Number]

The IRS is a private collection agency
so I don't see why the questions asked in this letter should not be equally as valid:

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Because you asked...

Here you go.....

Chris Indeedski!

Daily Paul cured my abibliophobia.

Why Would Someone...?

...write a letter to a criminal entity? Criminals should be treated as criminals.

Send it certified...

so it is on record that they have been put on notice.

Chris Indeedski!

Daily Paul cured my abibliophobia.

Great letter to IRS...


"First they ignore you, then they laugh at you, then they attack you, then you win!"

"The belief is worthless if the fear of social and physical punishment overrides the belief."

Why show fear and cower?

I received every PENNY of income tax returned direct deposit from last year. How? I Redeem Lawful money per 12 USC 411.

They only have jurisdiction over Private Credit, they do not have jurisdiction over lawful money. Think of using Private Credit as a contract. When you endorse a check without the restrictive endorsement of redeeming lawful money per 12 usc 411, you are signing a contract to use Private Credit. You are stating you are a federal reserve bank, or an agent of said bank and are subject to it's fees. Even says so in Title 12 USC 411
Federal reserve notes, to be issued at the discretion of the Board of Governors of the Federal Reserve System for the purpose of making advances to Federal reserve banks through the Federal reserve agents as hereinafter set forth and for no other purpose, are authorized. The said notes shall be obligations of the United States and shall be receivable by all national and member banks and Federal reserve banks and for all taxes, customs, and other public dues. They shall be redeemed in lawful money on demand at the Treasury Department of the United States, in the city of Washington, District of Columbia, or at any Federal Reserve bank.

You see that? No other use are authorized.. Federal Reserve Notes are not even meant for your use. So why use them and pay the penalties for using them? Redeem lawful money allowed under this title and stop paying.

as in lawful money--ie gold and silver?

You make A VALID POINT!! Please if you can explain it in a more.. user friendly manner?

I received every PENNY of income tax returned direct deposit from last year. How? I Redeem Lawful money per 12 USC 411.


You see that? No other use are authorized.. Federal Reserve Notes are not even meant for your use. So why use them and pay the penalties for using them? Redeem lawful money allowed under this title and stop paying.

How do you do that??? (as in what forms,procedures etc do you use?)

No not gold or silver

You are no longer allowed to redeem gold or silver for Federal Reserve Notes. You can thank Franklin Roosevelt for that. However you still have the ability to redeem United States Notes, which are NOT SUBJECT to Income Tax policy because they are PUBLIC Money. I.E. printed at the discretion of the U.S. Congress and NOT the Federal Reserve. The FED and IRS are Private Entities, and can only deal in private law. When you apply the restrictive endorsement to a check you are using the law to redeem United States Notes instead of Federal Reserve notes. The process is not easy, nor something that can be done in a few hours. It requires a lot of reading and understanding. You have to KNOW the law as you will be tested at every step of the way by your Bank / Credit Union and including State and Federal governments.

First you have to open up a Misc Case file at your local district court. This is forming a record repository. This will be your saving grace.

Second you go to your Credit Union or Banking institution and try to novate your signature on the account. Basically you're wanting to change the signature to apply the redeemed in lawful money demand. You'll also have to change your account to be NON-INTEREST bearing account. You don't want to be receiving a benefit of Federal Reserve Notes yet redeeming lawful money. Will look very bad for you. Most banks don't allow this, so you'll have to file a notice and demand. This places them into a position of violating the law which could result in their loss of their license. They will not dispute it but you still give them 20-30 days to dispute it. Don't worry, they won't. You send a copy to them and you send a copy to the U.S. district court with clerk instructions to place it in your open case file. What you just did was notify the bank, as well as the U.S. District court that you are now redeeming lawful money per 12 usc 411.

Third, you start endorsing all of your checks with "Redeemed in Lawful Money pursuant to Title 12 U.S.C. 411" Signed True Name (That would be your given birth name and middle name) DBA(Doing Business As) First Last that is your normal signature.

Fourth, when you go to file taxes you make the demand known to the state and federal government that you've been redeeming lawful money and you are asking for every cent back. You will not get your Medicaid, medicare tax returned as that is a different contract. I'm still researching that. But at least you'll get your Income tax returned to you.

Hi, I know that half-baked


I know that half-baked knowledge is dangerous, but can you explain the above in less-legalese terms?

What can the average person do to take advantage of what you've stated?


Sorry I took so long to reply. I hadn't been monitoring the thread. But I just replied above. Hopefully you find it helpful. If you have any further questions, feel free to Private Message me and I'll be more than happy to help fill in some of the blanks.

This is my OPINION

The letter makes two important points. First, the IRS is attempting to collect a debt. Second, the IRS is attempting to collect in ways that violate the law, the Fair Debt Collection Practices Act. The letter lays out a good case, the IRS is not above the law, and the law lays out the rules stating when and how an agency can attempt to collect a debt from a citizen.

Others are correct though. If one person sends this letter chances are they will be sitting in prison. If one million people send this letter...

If the IRS reigns chaos down on the American people, turning the tables and reigning chaos down on the IRS with one million people sending this letter requires only their time and little expense, and might be the 2nd shot heard 'round the world.

It's something to think about.

Critical Mass

A major concern for any criminal is getting caught.

If this type of action is intensified (many more people doing the same thing on the same day) there is a very serious probability that this type of thing would become fashionable, gaining currency like a snow ball rolling downhill.

What happens then?

Stay tuned?


I used this tactic to get 2 credit card debt collectors

to drop their claims against my wife. Both were unable to supply the requested documents and I filed a motion to dismiss and both were dismissed. It took about 3 months. It took me a few weeks to figure out what I needed to do (which is what the letter above is) and then I had to give the junk debt company 30 days to supply the info (which they couldn't) and then after 30 more days I submitted the motion to dismiss for lack of prosecution. I kept checking online at the clerk of the courts office and eventually both cases were dismissed.

The statute of limitations in my state for credit card debt is 4 years (I think). Which means I have to keep checking online to make sure the junk debt company hasn't opened another case (or sold it to another company) but so far (3 years in) its all good.

I wonder if a letter similar to this would work for a dealing with a traffic citation? As soon as you get a ticket, make a copy of the ticket and send a letter similar to the one above to the local circuit court and see how they respond. I haven't had a traffic infraction in over 13 years so unless I try to get a ticket I may never know. lol

I've recited key points of this letter to telephone collectors

...they never called back.

Chris Indeedski!

Daily Paul cured my abibliophobia.


Liked reading that.

I owed the IRS 1500 once and did not have the money.

They offered me a payment plan with interest and penalties that added up to about 30% more than the original taxes,

I used a credit card to pay it because it was cheaper.

Why do they need our taxes if they can just print all they want?? HMMM? Control?

Only control.

Only control. True, all the money can be printed and if not taxes are collected the the people will just stop using paper money with each other, since there will be no need to use them and such money will be highly inflationary thus undesirable.

If you think about it, more than 80% of the day to day transactions value are basically embedded taxes.

Engage in Secure Exchange


That's a cute letter. The IRS cop who shows up at your front door will not have read it though. He does not care what you write, except for IRS returns and personal checks. (Been there.)

Ĵīɣȩ Ɖåđşŏń

"Fully half the quotations found on the internet are either mis-attributed, or outright fabrications." - Abraham Lincoln

Your waving a red flag in front of an

Insane rabid bull, I commend your efforts and I agree with you completely but is this a smart thing to do. Will it help you or your cause any at all. Will it make anyone who is working for this criminal organization stop and think for even an instant?
I would say my opinion is that it will do no good but only come to harm you.

My best wishes to you. In a corporate work prison slave center you will do no one any good. Hope they do not decide to make an example of you. We are in the modern day ZIO Nazi era. God bless.



...and please tell me which line in this letter provoked your reply referring to some sort of prison camps.

This is a simple letter I send to anyone who attempts to collect money from me without having rendered me a service.

Chris Indeedski!

Daily Paul cured my abibliophobia.

The part whoere you wrote the three letters,



Would you send this letter to an organized crime "protection"

gang? Unless you plan a paramilitary operation against the IRS, you are "spitting in the wind".

All collection agencies are organized crime gangs so yes...

I have.

Haven't sent it to the IRS though as we haven't spoken in over a decade...

goobledy bump

Chris Indeedski!

Daily Paul cured my abibliophobia.

Have you paid taxes in that

Have you paid taxes in that time?

No. I am self-employed and don't report any income at all.

And I don't ever intend to...

Chris Indeedski!

Daily Paul cured my abibliophobia.

Denise B's picture

Good for you Chris!

I love when real men don't allow criminals to intimidate them into doing what the law doesn't require. I've done the same thing for years. Imagine what would happen if enough people out there had the courage to do the same thing? I can dream, can't I?

You DARE question the IRS?

Don't you know people go to prison for that?

FEAR FEAR FEAR - you're supposed to FEAR the IRS.

When I count to three... you will awaken with a newly restored fear of the IRS and all other "government" agencies.

1... 2... 3...

Not me. I haven't had an original thought since 2nd grade

and that one didn't go over very well...

This is a simple cut-and-paste job.

Chris Indeedski!

Daily Paul cured my abibliophobia.