401k-Just started jobSubmitted by trader73 on Wed, 01/09/2013 - 23:46
I just started my job and they are already enrolling me into the 401k program. I was pretty excited when I saw the up to 4% contribution by the employer on top of mine. However, the investment choices are bad.
What would you recommend? Would it be wiser to forgo the 4% bonus and open up a Roth IRA and follow the Peter Schiff strategy? Should I just buy gold or silver? Should I contribute up to the 4% limit? There are some international bonds but heavy exposure to Eurozone and Japan and financials.
I've looked around and haven't seen any good advice.