14 votes

What would you do with $40,000

I am a college senior who happens to be in a very lucky unique situation. I will be graduating with a $40,000 nest egg due to savings from scholarships and savings and I need some advice on how to best use it. I've been following the daily paul for about two years now and I know this is the place to get the kind of advice I'm looking for.

My tentative plan so far is to find a way to purchase land and build a sustainable cabin/shelter off the grid. I've read a few posts that recommend Colorado, but I don't know how easy it will be to get there from Indianapolis when SHTF. My question to you, the wise members of this fine online community is this:

If you were a 22 year old living in Indianapolis who just received 40 grand, what would you do to weather the coming storm?


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Start a

hemp business.

If you don't know your rights, you don't have any.

Our government & I have much experience losing money.

We unfortunately have little experience hanging on to what little we make. Would you please help us?

Our government lost boat loads of paper-money (soggy paper; not sunken treasure).

If you find our lost quadrillions, please send to me, c/o DailyPaul Inn. Pony Express preferred. I will see about a suitable reward.

Disclaimer: Mark Twain (1835-1910-To be continued) is unlicensed. His river pilot's license went delinquent in 1862. Caution advised. Daily Paul

If you are 22

with 40 grand I should be coming to you for advice. LOL

Prepare & Share the Message of Freedom through Positive-Peaceful-Activism.


That's what I was thinking.

πολλα γαρ πταιομεν απαντες ει τις εν λογω ου πταιει ουτος τελειος ανηρ δυνατος χαλιναγωγησαι και ολον το σωμα

get some good ground that you can grow food on.

Actually indiana is great for that, but I would be twempted to cross south of the Ohio river if I was you. Close enough to get to, but far enough to get away if need be. Plus land is cheaper the further south you go. I'd take half and buy a few acres of partially wooded ground, and make sure tools and some basic foodstuffs and seeds are in place if you are worried about bugging out ina hurry and surviving. Know your neighbors, let them know that you intend to build there in the future, and encourage them to give you a call if they see anything weird going on there, let them know you will be a good neighbor when you move. Use the other half to invest actively, and set yourself up as you start out in life. Unlike many posters here I do not see complete doom ahead, probably more like a replay of the 70's- early 80's time frame economically. The next few years (until the FED quits printing) should be an especially good time to have some money in the markets. Don't let fear rule your life and drive you into a self inflicted prison, but do have a backup plan in case things really go south.

Josh Brueggen
Jack of all Trades
Precinct Commiteeman Precinct 5 Rock Island Co Illinois

Yes get land and make it self

Yes get land and make it self sufficient. Don't buy in Colorado they are cracking down on gun control. Look at Idaho or Montana... There is a great permaculture movement in Montana check out permies.com . And if you buy land plan on moving now do not wait time is short. if you have been reading all the threads of DHS and Obama preparations for war on the people those who have bug outs should be bugging out ASAP.

If you must stay in Indianapolis till the day you bug out then get something at least two hours from where you live if you are in the city.

Start looking in the gardening homesteading forum for ideas on building cheap and being sustainable.

For long term sustainability check out:



End The Fat
70 pounds lost and counting! Get in shape for the revolution!

Get Prepared!

What did you study

in school. That would help in giving you advice.

  • New Jersey's Premier Junk Removal Junk Service!
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    if it were *me* I would . . .

    sell my house, buy land and put a yurt or something else like that on it (alternative building; DIY)--

    and get everything I needed to be as self-sustaining as possible.

    That's just what *I* would do, though.

    it's hard to be awake; it's easier to dream--

    Buy an RV, convert it to

    Buy an RV, convert it to electric. Put a couple solar panels on top. Get a water filtration system. With that you can get out of anywhere fast. Guns and ammo for defense. If you really think SHTF is gonna happen who cares about BUYING land when you can drive to a spot and plant some seeds, let them grow, harvest, then take off again.

    Of course you could be responsible and put that as a down-payment on a house and have it paid off in 15. Then buy something else that will increase in value...like land, gold/silver, rental property. 40K might be enough to get yourself a business going.

    If ignorance is bliss, Washington DC must be heaven.

    My son is so smart. I am very proud.

    My son who is 24 just did that very thing and moved into it last weekend. He told me of his idea to buy an RV and live in it because he would have something to show for his money and he would pay less overall than he would in renting another apartment.

    At first I was hesitant about his idea but he found an exceptional deal on a 32 footer and now has it on a lot and is paying less for the RV payments, the lot rental and insurance than he would if he rented a one bedroom apartment. And he has the added obvious convenience for when he needs to bug out.

    He has already started talking about converting to led lights and it already has one solar panel. He obviously gets his brilliance from his dad. :-)

    That's quite ironic. I'm 25

    That's quite ironic. I'm 25 and choose the later. In the process of buying a home right now.

    I'd stick with the RV and land.

    The only problem with all electric vehicles is our batter technology is terrible.

    If ignorance is bliss, Washington DC must be heaven.

    I am not a guru... Nor a broker... However...

    I have Planned, Set Goals for Retirement, Did not put all my eggs in one basket, Grown my dollars...

    Invest in hard assents, ie. Real Estate, Oil/Gas, Farmland - "Make sure all your investments are creating cash flow". Don't forget Silver/Gold to combat inflation.

    Things that I have pursued which I have benefited from:
    Growing my dollars - http://acquirewealth.org
    Retirement planning - http://retirementassetprotection.org

    Do Your Homework!

    With 40k you have a great start; use it wisely.

    Expect Great Things!

    http://youtu.be/hrnND0iTfjo (Knowledge is Freedom)
    http://idealchoices.info Understanding Bitcoin

    Buy Bitcoins!!

    I just said that to get a rise out of Michael. But seriously, bitcoins...

    At this moment.

    We are in a deflationary situation.

    You're 22. Make sure you have a month of food and water for yourself. A little bit of junk silver. A little bit of self defense. A little cash. And DONT SPEND THE REST.

    Yes, you should get some bug out land, but as long as we are still teetering and the dollar is not in free fall, hold on to the cash for now and DONT SPEND IT.

    Wait for signs of a black swan and react accordingly. If we hit DEflation, buy property and keep some cash. If you see inflation buy gold on dips.

    Bump for looking for advice

    Bump for looking for advice from people wiser than me...

    two chicks

    at the same time

    "Hey Laurence, wanna come over?"

    "No I don't want you fuckin' up my life too, man."

    If you don't know your rights, you don't have any.


    I love DailyPaul.. A ton of great comments and one really funny one.

    Personally, Id get three. :)

    'Peace is a powerful message.' Ron Paul

    There are lots of options but

    There are lots of options but the one I would not recommend is saving the dollars in cash or in the bank.Only keep some dollars to pay bills.Tangible assets are your best bet.Gold,silver,guns,ammo food,etc.Also an RV,a small house, or a piece of land are great too as long as you have a reliable job or a good cash flow because you will need to pay taxes and for fuel.

    Come to CT and become my buisness partner

    We run a shoe repair. We want to expand. We have been in business for 40 years.

    Senator Peter Schiff 2016

    Funny, I was looking at our old cobbler, thinking the same thing

    Funny, I was looking at our old cobbler in our sleepy lil corrupt Connecticut shore town, and thinking the same thing: when he decides enough is enough, who's gonna take over his old shop and tools and fix shoes down town? Maybe me?

    "Cowards & idiots can come along for the ride but they gotta sit in the back seat!"

    my uncle told me it cost a

    my uncle told me it cost a lot of money to drill a well. because some areas of colorado get as much rain as phoenix does.

    if you have a well for water, then you are in the novel, Dune.


    I would

    Build an earthship !!


    "Its easier to fool people than to convince them that they have been fooled."
    Mark Twain

    Build Anywhere

    Earthships can be built in any part of the world and still provide electricity, potable water, contained sewage treatment and sustainable food production

    "Its easier to fool people than to convince them that they have been fooled."
    Mark Twain

    my uncle was telling me about

    my uncle was telling me about that. i looked it up a couple weeks ago.

    good luck finding water.