23 votes

ObamaCare is costing me work

I work in television production as a freelance worker. While freelance, I do work for one major media company that uses me quite a lot and accounts for probably 85% of my work. I regularly work 3-4 days per week with them and often more depending on the time of year.

Obamacare requires companies to purchase health insurance for all "full time" workers starting in 2014. It also changed the definition of "full time" to include anyone working 30 hours per week.

Today we were told that freelancers would soon have to work under 30 hours per week. Since shifts are 8 hours, this means nobody will be able to work here as a freelancer for more than 3 days per week (24 hours total).

I've calculated that the maximum I can make in a year with them is now about 30% less than I have made with this company in each of the past 2 years.

As a regular Daily Pauler and one who's generally aware of the consequences of Obamacare, this news did not surprise me and I was prepared for it with the knowledge of how Obamacare is distorting the market , particularly for part-timers and freelancers like myself.

Most of my fellow freelancers however are in shock over the announcement, and I've yet to hear anyone relate it to Obamacare.



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health care is going to be a worthless career path

When HMOs started, most doctors I know started telling their kids to become lawyers or engineers. Many will retire rather than deal with Obamacare. To fill the void, medical school standards will drop. It is going to get ugly.

Love or fear? Choose again with every breath.

freelancer

I work as a "freelance" artist as well. Or at least I call myself as such too, but MikeLawson bring up a very good point... According to the law, an individual is an independent contractor if the payer has the right to control or direct only the result of the work and not what will be done and how it will be done. You are not an independent contractor if you perform services that can be controlled by an employer (what will be done and how it will be done). So make sure one or the other applies to you... You charge more as freelancer or you are an employee and the reason they gave doesn't apply to you.

I work as a freelancer but at the location, being directed so I should not qualify as independent contractors. I am getting payed no benefits but have taxes deducted out of my paycheck... I have to always be on lookout for jobs, the most a project will go is 6 months. It's a very murky and frustrating game.

_____________________________________
He that would make his own liberty secure, must guard even his enemy from oppression.
Frontline: The Untouchables

My situation

Is the same as yours. I'm a freelancer and work on location, and an paid through payroll (not always, but with this particular employer). So I am technically a "part time employee", not a subcontractor, so the Obamacare full time redefinition applies,

http://lionsofliberty.com/
*Advancing the Ideas of Liberty Daily*

Most ARE NOT liable for the income tax!!!!

Here's a recent Dave Champion Show explaining the basics of what Income Tax is...


http://youtu.be/IFSc_GSS84w

Love Liberty, be Vigilant

"Now the Lord is that Spirit: and where the Spirit of the Lord is, there is liberty" (2 Corinthians 3:17)

Faith in God will prevail all things!

I work at McDs

I work at McDs and since the first of this year my hrs as a part time employee went from 32 to 38 hrs a week to 22 to 28 hrs a week! Wtf homie. I don't believe McDs got an exemption cuz this has happened to ALL the employees that I work with except the full time managers.

On top of that they have hired more people to fill the time that we aren't allowed to work anymore. So it damn insulting that someone else is hired for shit ass hours to cover the job the I'm very capable of doing and now I'm stuck looking for another part time job to make up for the income I'm NO longer making!

Life.Liberty.Property.

Interesting

I was under the impression that McDonald's was one of the companies that got an exemption.

Did a little research just now and I guess McDonald's got an exemption for raising the minimum benefit, not for the part-time hours requirement. Thanks for correcting me.

It's a tough situation, I will be in the same one as you as they will have to bring in new workers to cover all of the shifts that they need to cover. The net amount of "work" doled out will be the same, but instead of being able to favor certain workers ( I would often work 40+ hours a week well into overtime over some other people who might only get 2-3 days per week), they will now only use me 24 hours per week and then have to use others for the rest.

In fact, some of the people who work less than me will probably benefit as they will become my de facto replacements.

I guess I'll have more time to work on my website (in sig) and fight for liberty!

http://lionsofliberty.com/
*Advancing the Ideas of Liberty Daily*

Not that Obamacare is a good thing, but how is it to blame?

Can you just charge more hourly?
I'm really curious how Obamacare has caused this situation because I am a subcontractor also.

IRS definition of an independent contractor

http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employ...

"The general rule is that an individual is an independent contractor if the payer has the right to control or direct only the result of the work and not what will be done and how it will be done. The earnings of a person who is working as an independent contractor are subject to Self-Employment Tax."

Read the rest at the link. If you work on-site and your time and work expected is managed by the business and if you don't own your own company, you're probably an employee, such as the McDonald's worker. Most younger people are going to be the most punished by these foolish work rules implemented by our imbecilic "leaders". No one benefits from this foolishness. Democrats will be driven out en masse by angry workers next voting chance.

right on...

right on...

_____________________________________
He that would make his own liberty secure, must guard even his enemy from oppression.
Frontline: The Untouchables

Obamacare

Obamacare requires companies to purchase health insurance for all "full time" workers starting in 2014. It also changed the definition of "full time" to include anyone working 30 hours per week (unless, as with McDonalds, the company got an excemption).

So now many companies are reducing the hours of part time workers so that they do not meet the new definition of "full time" and suddenly become much more expensive.

Obamacare is helping to create a "part-time economy"

http://lionsofliberty.com/
*Advancing the Ideas of Liberty Daily*

more jobs for part-time employees...

without sick-care provided by their employers due to cost, rendering all those part-time workers to be compliant with the Federal Affordable Care Act...what a racket...legislate a plan that directly decreases the utility of those capable, increases the necessity for more jobs and ultimately services the taxation of Obamacare - I'm, quite sure this is all in place in order to finance war and property at the expense of our Nation, at the expense of those who pledge allegiance, all so land and deed and resource can be plundered, thieved and declared under new ownership, new laws and new taxation.

Father - Husband - Son - Spirit - Consciousness

But if you freelance, you're not an employee

I'm not in any way defending Obamacare, just to be clear.
I don't understand how a freelancer can be considered an employee. Do you work a couple of jobs and call it freelancing or are you a subcontracted freelancer?
If you're an employee than I'm sorry for your loss of hours, if you're a subcontractor, you should up your hourly rate or explain to them that you work for yourself and help them out when they need it. If they happen to need it 50 hours a week, then so be it, you aren't one of their employees limited by all the rules and such.
Note: If they're taking taxes out of your check, you're an employee.

You are an employee as defined in law?????? REALLY???

Here's the definition of what you are claiming to be as an "employee" as the law defines it:

26 USC 3401c

(c) Employee
For purposes of this chapter, the term “employee” includes an officer, employee, or elected official of the United States, a State, or any political subdivision thereof, or the District of Columbia, or any agency or instrumentality of any one or more of the foregoing. The term “employee” also includes an officer of a corporation.

Trust me, that's most likely not YOU and YOU are not an employee for purposes of income tax even though you have been told such!

Go watch this show which will help you understand a lot more about this topic.


http://youtu.be/IFSc_GSS84w

Love Liberty, be Vigilant

"Now the Lord is that Spirit: and where the Spirit of the Lord is, there is liberty" (2 Corinthians 3:17)

Faith in God will prevail all things!

You have

You have given me an idea though. I can ask to be taken off payroll and pays as a subcontractor as you described. May not work, but worth a shot.

http://lionsofliberty.com/
*Advancing the Ideas of Liberty Daily*

To be considered not an

To be considered not an employee (if you don't have your own company) you may have to be "hired" by a temp firm first, then the temp firm gets "hired" by the employer. There are many issues that come into play in a subcontractor relationship, including insurance and liability concerns.

I suppose

That technically I am a "part-time" employee, I consider myself a freelancer as i am not a full tine employee, have no benefits and work at several places. Some companies put me on payroll and pay me that way, others i invoice and just get a check and have to pay taxes on my own.

It's not the worst sob story in the world; I will still work enough to live and have other avenues available. But it is costing me a sizeable amount of guaranteed income. Not to mention that, my current health insurance plan ($115/month for essentially no coverage, just disaster insurance basically) will become illegal in 2014 as I am over 30. But wanted to point out the unintended(?) ripple effects laws like this have.

So I'm getting hit at both ends.

http://lionsofliberty.com/
*Advancing the Ideas of Liberty Daily*

Wow,

I guess things are falling into place, it is going to be hitting everyone by next year. IMO

A lot more layoffs and cut backs, businesses closing down, I don't know how anyone will be able to stay in business. I did read some time ago some businesses were given exemptions.

"We can see with our eyes, hear with our ears and feel with our touch, but we understand with our hearts."

My hope

Is that this new part-time economy will have the effect of forcing people to get more creative and launch entrepreneurial endeavors.

I plan to spend my new found free time focusing on a business idea I've been working on but haven't had the time too. That and finding more work to replace the lost income.

http://lionsofliberty.com/
*Advancing the Ideas of Liberty Daily*

Good for you

I like your positive attitude, good luck.

"We can see with our eyes, hear with our ears and feel with our touch, but we understand with our hearts."