8 votes

How many Daily Paulers are going to comply with Obama Care?

How many Daily Paulers are going to comply with Obama Care?

Curious..

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no

I figured out the insurance they want me to buy is way too expensive. I already have catastrophic insurance which I will keep. I may or may not pay the fine....although they are not calling it a fine. They are calling it a tax so I might have to pay it if I don't want to suffer the consequences of not paying taxes. I'll see how that develops.

I figured it was much cheaper to keep my insurance and pay the fine than to buy their approved insurance.

The Oregon exchange.
http://coveroregon.com/

tasmlab's picture

Catastrophic will become illegal

If it is like mass, they make low cost catastrophic issuance illegal. They do it through coverage laws.

I have the cheapest family plan. $973/month

Currently consuming: Harry Browne, Free Domain Radio; JT Gatto and Holt; Wii U

yes, they have done that here

they force insurance companies to cover annual physicals and mammograms and some other things. So the cost goes up. I am not sure how long mine will be offered. But when the insurance company decides not to do it they just keep changing the plan until it is completely useless and up the price. I've had it happen to me before, so I went without any for a while.

So, I will keep it as long as I can get it. After that I guess I will be on my own. We all die sometime I figure.

fireant's picture

Most everyone...

...when they are faced with a life threatening situation and the hospital says sign up or no service.
I don't know if it will get to that point or not. It may just die of it's own weight.

Undo what Wilson did

I've never paid attention to the details of the whole thing.

I'm just going to ignore it, and hope it goes away.

Not me...

It will cost me financially (as my employer will likely cover 80-90% of my health care costs, and I don't get that cash back simply because I opt out).

It will cost me in terms of a risk to my health.

But I will not comply. I will not pay the "tax." The only way I will "comply" is in the unlikely event that I have dependents to take care of and my partner is unable to provide for their health coverage.

Nullification will undo Obamacare

A great many states have been enacting legislation to prevent laws from being adopted at the state level which would compel any citizen from purchasing health insurance nor from participating in a health system which is against their will.

Instead states are adopting a Health Care Freedom Act.

Here is a comment from CATO:

<"To date, 34 states accounting for roughly two thirds of the US population, have refused to create Exchanges. ... A critical mass of states exercising their vetoes over Exchanges ...can force COngress to reconsider, and hopefully repeal the rest of this counterproductive law.">

No Man's need constitutes an obligation on the part of another man to fulfill that need.

Whether or not I comply isn't the question,

the question is how will they enforce it. Therefore I am in the slow process of removing almost all of my money from savings and putting it "elsewhere". I feel that when compliance is not given then they will try to take and I don't want my life savings confiscated. I will retain a small account to pay bills and such but I will no longer depend on the banks to protect my savings.

I'm still not clear on whether 2014 is when you first have to prove you have insurance on your tax return or is 2014 just when you have to have insurance which you will need to prove on your 2015 return? They said the mandate kicks in in 2014 so it would seem that the latter is correct. Does anyone have clarification for me?

I also wonder what they do if you don't make enough money to have to pay taxes even, will they still try to fine/tax you for non compliance? Will they subsidize your insurance? What if they try to subsidize and you still don't want to be part of the socialist insurance system or apostate healthcare system, will they subsidize the fine/tax you have to pay?

here is the Oregon exchange for reference

http://coveroregon.com/

looks like you can sign up in October of 2013 so your guess on timing seems right. Click on the calculator to get an idea of costs and how much they will subsidize. Both are substantial.

I can't remember what the fine is offhand. Though it isn't as much as the insurance.

OK. I'm not in Oregon but I used the calculator for reference

for the heck of it. What a joke and a rip off. Funny how they will subsidize up to about 50% to a certain point and then nothing. Like once you make one dollar over X amount then that 50% is not needed.

But according to my numbers I will be eligible for Medicaid. Whoopie! But I still want to know what the fine will be when I still don't comply. Theft is theft and I will have no part of it.

Why didn't you give your answer to your question?

If you're going to ask others for a question you pose you should at least tell us what you are going to do.

If Tyranny and Oppression come to this land, it will be in the guise of fighting a foreign enemy.
James Madison

Whatever you are going to do

Whatever you are going to do I will do...

If you disagree with me on anything you are not a real libertarian...

I think I'm exactly the one this question is for!

I don't have insurance.
I don't want insurance.
I do have a medical savings account. Its like an IRA except instead of for retirement, its for medical expenses. I started it when I was 18. My boss at the time had a similar account for himself, he told me about it when I complained about the 25$ a week for insurance I never used.

I am now in my 30's. I have no intention of buying insurance.
I am quite confused about the whole thing anyway.
I hear, if insurance is over a certain percent of your income, you're exempt.
Is this true?

just curious...how do you

just curious...how do you have a tax deductible MSA/HSA without a high deductible policy? I thought you were required to have one in order to take the deduction.

“Let it not be said that no one cared, that no one objected once it’s realized that our liberties and wealth are in jeopardy.”
― Ron Paul

If there is a deduction for my MSA

I don't know about it.
Post a link if you can find information pertaining to such.

I'm not sure how a MSA and

I'm not sure how a MSA and HSA are different, but in a HSA...you can put like up to 6500 (family) into a tax deductible HSA account. The contributions work like a 401K or IRA would to reduce taxes.

As a requirement, you have to also carry a high deductible insurance policy that has been approved. This can run families $500 on up a month. You can deduct these health insurance premiums, as well as HSA contributions, as expenses/deductions when doing taxes.

All payments that come out of the HSA account are distributions. As long as these payments are for approved medical purposes, no taxes are due on the distributions.

http://en.wikipedia.org/wiki/Health_savings_account

http://en.wikipedia.org/wiki/Medical_savings_account_%28Unit...

“Let it not be said that no one cared, that no one objected once it’s realized that our liberties and wealth are in jeopardy.”
― Ron Paul

I have health insurance now.(although I never use it)

Does it turn into Obamacare?

not yet

but it will eventually.

bigmikedude's picture

Ummm

"Check's in the mail."

What is this "ObamaCare" you speak of?

hahahahaha!!!

I am one of many people who simply

isn't in a financial position to be able to comply. You can't squeeze blood from a turnip! (but they're working on it)

Politically speaking

Mandated insurance is one policy I aim to defeat in my recently announced 2015 Candidacy for City Council here in Philadelphia

http://facebook.com/photo.php?fbid=635880849758597&id=595972...

How do you resist it?

If you do not have health insurance you will be charged for it and it will be deducted or added to your taxes. If you do not pay it then the gvt. puts a lien on your assets and property.

I don't believe that is true.

I don't believe that is true. They are not allowed to penalize under the new law.

If you disagree with me on anything you are not a real libertarian...

What he means

is if you don't pay your taxes, the IRS can(and does) put a lien on your property. And the Obamacare penalty is a tax.
Therefore if you don't pay the penalty, it is equivalent to defaulting on your taxes.

John C is right. They are not

John C is right. They are not allowed to add a penalty.

If you disagree with me on anything you are not a real libertarian...

I read the Obamacare law

I read the Obamacare law gives the IRS no teeth in collecting from those who don't pay the extra tax.

http://www.american.com/archive/2012/july/if-you-dont-buy-in...

“Let it not be said that no one cared, that no one objected once it’s realized that our liberties and wealth are in jeopardy.”
― Ron Paul

The tax bill will not be separated.

Those of us who never get a tax refund know, the IRS sees amount owed, not amount owed for what.
If I owe $500, and $200 of that is my Obamacare penalty, the IRS will just know I owe $500.
They really don't care why I owe it.

I would need to go through an audit for any resolution.

good point. It's obvious

good point. It's obvious this is going to be a cluster. People with sub average intelligence have created and are trying to implement this trash.

“Let it not be said that no one cared, that no one objected once it’s realized that our liberties and wealth are in jeopardy.”
― Ron Paul

I have insurence anyway

I have insurence anyway because I dont want to be buried by rediculous medical bills if something happens. Thats, I think, the number one cause(or likely close to it) of how people go bankrupt in this country, being buried by medical bills.

To climb the mountain, you must believe you can.