Obamacare vs. Samaritan Health-Care Ministry: A Case StudySubmitted by barracuda_trader on Wed, 10/02/2013 - 12:59
When Jason Morris’ son Cole was two years old, he broke his thighbone and spent several weeks in a full-body cast. The medical bills came to about $13,000, but Morris, his wife, and six children don’t have health insurance. Instead they belong to Samaritan Ministries, an organization of devout Christians who chip in to cover each other’s medical bills. Following the usual process at Samaritan, members from all over the country mailed the Morris family small checks that added up to enough money to cover all the bills. “We had the emotional side of it,” says Morris, “but the financial side of it was completely taken care of.”
Samaritan may soon become a casualty of new incentives created by Obamacare, which does virtually nothing to do reduce third-party payments in delivering health care. When their bills are mostly covered by insurance companies or the government—which may also be heavily subsidizing their premiums as well—patients aren’t discerning shoppers.