The Affordable Care Act is infectious and many will be forced into infection!Submitted by The Pen on Sat, 11/02/2013 - 17:42
About two weeks ago my wife received a notice from her private medical insurer that due to the ACA, all health insurance companies are required to update health insurance plans to include specific benefits for people who buy their own insurance. This in tow has caused the "development" of new health insurance plans (not the same one she had) to replace their current plans. Her health insurance plan will "no longer be available after December 31, 2013".
The new plans effective date will be January 1, 2014 and will carry with it a premium/fee/tax increase of almost 35%. I know that may not sound like much to some, but when you are living paycheck to paycheck to payday advance it is an enormous burden. Needless to say, we will be cancelling her plan in December as the deductibles are increasing 100% for In-Network providers and 400% for Out-of-Network providers. In-Network Coinsurance is increasing 66% and office visit co-pays are going up from $35/visit to $60/visit even though there appears to be no visit limit for the calendar year as before. However, the number of visits allowed unless deductible and coinsurance are met is not telling of the plan's benefits. For example, I didn't go to the doctor at all this year and actually haven't been for almost 2 years, so it matters little if my visits are no longer limited, because if I do have to go my co-pay has gone up 66%.
So how many here at the DP have received notices or your family members received notices stating they can no longer "keep their existing plan" and "see the same physician(s) as before" like Obama claimed you could?
Stay fast friends, the ACA is going to bury itself in it's own contradiction of literature and I cannot wait to witness the day it does.
Peace and Love always.