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Hospital staff are turning away sick people because they can't determine whether their Obamacare insurance plans are in effect.

Going home: One patient left the hospital without being admitted for chest pains after she was warned she might have to pay full-price. She asked MailOnline not to publish a photograph of her face

'They had no idea if my insurance was active or not!': Obamacare confusion reigns as frustrated patients walk out of hospitals without treatment
MailOnline spoke with patients who were told they would have to pay their bills in full if they couldn't prove they had insurance
One was faced with a $3,000 hospital room charge and opted to leave the hospital after experiencing chest pains
'Should I be in the hospital? Probably,' she said
Another, coughing in the cold, walked out without receiving a needed chest x-ray
Consumers face sticker-shock from medical costs under the new Obamacare system, made worse if they can't prove they're insured
As many as one-third of new enrollees' applications have seen problems when the government transmits them to insurance companies

Read more: http://www.dailymail.co.uk/news/article-2532869/They-no-idea...
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Who posted the bit a while

Who posted the bit a while back about getting hit with a huge hospital bill and negotiating it WAY down, like down to 20% of the original bill or something? They might have also been suing the hospital because there was no meeting of the minds on the amount to be paid.

Phxarcher87's picture



"Whenever you find yourself on the side of the majority, it is time to pause and reflect" - Mark Twain

I just hit the ER with no insurance in December

My bill so far is $11,000 give or take a few dollars. I am in the process of negotiating it down. The bill I have already has a 50% discount. I was in the ER for about 3 hours where I was diagnosed with having very high blood pressure. Anyway it looks like I will only have to pay about half of it but still looking to get it lower.

Keep negotiating

Hospitals typically settle their bills with insurance companies for about 1/3 to 1/5 of what's on the invoice.

What the hospital will do with you is, if you don't pay, they will turn your bill over to a collections agency for about 10-20 cents on the dollar, which is all they really expected to get to begin with, and the collections agency will go after you for as much as they think they can get. It's a nice tidy little angle that makes the hospitals, the lawyers, and the collections agencies happy.

I'll bet they didn't reveal their prices when you went in. I'm in retail and I can tell you that Weights and Measures will fine the crap out of a business that does not clearly state its' correct prices. Somehow, hospitals are exempt.

You may already know about the 'charity' fund that

most hospitals maintain.

Hospitals and your health plan coverage

Just thought I'd throw this in there to avoid a surprise. If you're heading in for elective surgery at an 'in network' hospital/facility, you may still get hit with 'out of network' charges by specialists who are not employees of the hospital and don't affiliate with your health insurance.

If you're really curious about hospital charges

you can click this link which shows what Medicare is paying at over 3000 hospitals.


From what I have heard,

From what I have heard, hospitals actually expect you to negotiate a lower price and then will even have payment plans for it.
That still is no excuse for such expense though.

I myself just postponed a routine doctors visit(bloodwork and physicals every few years isnt a bad idea) until I verify that my insurence has properly changed from how it was before since its the beginning of the year and all.

Fun fact, I had a plan that cost about $60/month before(yea, it was still crap), new plan I got switched to by default: $180. No idea whats even in it or anything, dont care a ton either. All is going according to plan and hopefully I can get rid of it for employer based insurence in a couple months. I dont use a ton of health services. I can say ALOT of people are going to be hurting.

To climb the mountain, you must believe you can.

don't get too excited about employer based insurance

Obamacare won't be implemented for employer based insurance until Jan 2015 since Obama gave companies a 1 year delay. So next year the remaining majority of Americans get screwed just like the self employed and individually insured did this year.

Actually, the company I am at

Actually, the company I am at is pretty good. Even if they decide to reduce the quality of what they pay for, it should still be good. They just gave most people a week and a half of paid vacation for the holidays so they arnt going to be out of luck when it comes to this.

To climb the mountain, you must believe you can.

just wait till

the same people can not prove to the IRS that they have insurance.

This is interesting since the m-ther f-cking usurers

treat illegal aliens for free.

$3000 for a hospital room IS

USURY. We need VERY heavy-handed regulation and anti-usury laws when it comes to hospitals. Forget the "free market" BS unless you can FORCE hospitals to publish their prices and disallow hidden charges that take advantage of people at their weakest. Even then, in an emergency, you don't have the luxury of being able to shop around for the best price and value for money. Therefore, healthcare simply cannot be treated like widgets subject to the "free market", i.e. exploitative pricing, etc. Prices must be regulated and forced down through a single payer system.


are what catastrophic insurance is designed for - in a free market. Which of course, in a free market you can shop for in advance. Just like you can buy food in advance - it's just the probability of you'll get catastrophically sick any time soon is much less than the probability you'll eat tomorrow. But the principle is the same.

In a free market, there's no need to 'force' a hospital, clinic or MD to publish their prices. It's in their interest to do so - it forestalls fraud claims. What would become of a grocery store that did not post its prices? Yes - there are probably laws that require them to post their prices - but it's just as likely, that's not the reason they do it. They do it because it's good for business.

Of course, if we insist that people are not responsible to check prices first - that the rest of us are responsible for everyone else's imprudence - shucks, anything goes.

And that's pretty much where we've gotten to.

Any service

that involves a method of payment that doesn't include just paying for the service upfront is a load of crock and will never converge on a fair market value. Forcing prices down through regulation wont fix anything.