8 votes

How Many Here Own A Home?

I was wondering how many people here at the Daily Paul own/have a mortgage on their own home?

I ask because since becoming a, "home owner," I have changed in many mysterious ways.

I used to live in an apartment, and would probably still live there if it were not for the cockroaches that invaded my dwelling through every crack and crevice.

To be polite, the people that lived beneath me were not born in America and didn't like to clean.

They were evicted, and after they left the apartment the door was left wide open so I decided to walk in and after about 4 steps I walked right back out.

Everyone in the entire building (14 units) had to clean out their cupboards and drawers to get, "professionally sprayed," as the apartment manager said, and have, "professional," people enter their, "homes," while they were away at work.

After finding a cockroach in my dresser drawer one morning, and woke up in the middle of the night taking a leak with a cockroach on the bathroom wall I went to the Home Depot the next day ready to destroy the roaches myself.

Boy, was I dumb.

The, "professionals," were just inept I said, and decided to take matters into my own hands.

24 roach traps, half a roll of duct tape to cover the cupboard cracks, countless cans of Raid, three, (3!) "professionally sprayed," applications to every apartment in the building complex and a bottle of boric acid later, I was traumatized and horrified by roaches.

And then....

Cockroach crawling on my dinner cooking on the stove.

That was it, I was done as dinner and a dead cockroach living in an apartment.

2 months later I moved in to my own home with land, and will never look back.

To add a twist, I moved in to my first home on Friday the 13th.

Cross my heart and hope to die if I lie, this is my own true experience.

What was your first home buying experience like?

I hope it wasn't as horrifying as mine!

Life is amazing.

Life is incredible.

Thank You, God.

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Bought

Bought my first home in April of this year! Best feeling I've had in years. 28 years old and hope to own it in 15 instead of 30. Good luck to you!

Roaches

http://www.youtube.com/watch?v=cds-wbiogxM

“...taxes are not raised to carry on wars, but that wars are raised to carry on taxes”
Thomas Paine, Rights of Man

Yes

I bought my first home when I was 30. Bought in 2004 and sold in 2010 which was a nightmare but renting it out was worse(felt I had to rent it because I moved to another town for work and the housing market had just crashed) . I felt lucky to get out of it being a total wash. I think I owed $700 after the sale but it was a huge relief for me to be free of it. I am now married and my husband bought the house we currently live in, in 1994 and its going to paid off in a couple years. Its small and cheap and I love it. Our mortgage is about $600 per month. Living cheaply (but comfortably) is allowing us to help the kids, travel, and Im going to be changing careers which will be challenging but we can do it because our monthly bills are ridiculous. I am so grateful that I married a sensible frugal man who showed me security is far more appealing than a big home with big bills. If I were not married I really don't know if Id buy, just because I cant do all the maintenance myself and I can rent a beautiful home without the debt and expense of what a home today costs. Every situation is different.

Trick question?

NOONE in USA owns a home. Every state rents your home to you yearly.

But I think what you are trying to say is that not having a land lord is better ( besides your governmental landlord) and yes it is a lot better.

If there is a state that got by me sorry please let me know for I am looking at other parts of the world where I can OWN what is mine.

Life is great with Isagenix
www.memefor.isagenix.com
scdistributionmn@gmail.com
Sabamiki

Yes. Anyhow, had a friend who

Yes.

Anyhow, had a friend who lived in an apartment with cockroach problem. She had a roommate who became so scared and disgusted about the cockroaches that he said he was moving out the next day. That night he woke up in blinding pain. He was rushed to the hospital and it was found that a cockroach had crawled in his ear and laid eggs next to his eardrum. He never went back to pick up his stuff.

Over twenty years ago I

Over twenty years ago I bought my first house. I paid off the mortgage in 7 years. I'm now in my second house, which I paid cash for. Of course I still have to pay rent to the local government (property tax).

I live in a house because I'm a misanthrope who doesn't like being one thin wall away from some fan of rap/heavy metal/disco and I certainly don't want to inherit my neighbor's roach problem.

CRs

A friend said, at his house he would woke up with cockroaches crawling on him in bed. His infestation was really bad, but this killed them all.....

"Get 100% boric acid. Check the ingredients… most of the over the counter stuff is 40-70% and it won’t work. Walgreens for sure has 100%.

Mix 1:1 boric acid and confectioners’ sugar. Put it anywhere that isn’t available to any kids/pets that might find it and try to eat it. I usually use the whole container of each. Noticeable results within 2-3 days and should be gone within a week or so."

scawarren's picture

Two, the one I currently

Two, the one I currently reside in and my old residence which is where my Mom lives now.

It is easier to fool people than to convince them that they have been fooled. – Mark Twain

I bought my home on a

I bought my home on a mortgage in 2005, I still owe the blood sucking bankstas half my mortgage, I've paid it half off :)

I love living here, Ill love it even more when its paid off!

I owned a home BEFORE the housing crash

I was a home loan officer and saw what was coming and sold it a few months before things hit. I rented from then on until last year. I bought a 5th wheel and two properties so I can own my House on Wheels as well as have properties in which I can start farming and gardening.

I used to frame for a builder and can't really see myself buying a stick house ever again. If I were to build it would be adobe or other form of earthen style.

I like the ability to move if and when I want to and always have my home and belongings with us anytime we are on the road.

As far as buying a house. Back in the early 2000's the houses used to gain so much ( fake ) equity, everyone thought their homes would be worth a million dollars in just a few years. Everyone then took out all these loans against their house assuming that it would always appreciate.

Bubbles pop and with housing, you can make decent cash ( if that is what you are into ) but to me a house is not an investment but a place to LIVE and enjoy and hopefully pass onto your future generations.

http://shelfsufficient.com - My site on getting my little family prepped for whatever might come our way.

http://growing-elite-marijuana.com - My site on growing marijuana

Why didn't you hire an

Why didn't you hire an exterminator to spray your house to kill the cockroaches? That's what we do. They have special chemicals to kill them and the eggs.

Currently paying ransom to the state

on three

scawarren's picture

Yep that's my sentiment also

Yep that's my sentiment also but only on two.

It is easier to fool people than to convince them that they have been fooled. – Mark Twain

Buying my first house ...

was a very happy occasion. It was our dream home for my wife and I. I fully expected that we would stay there for the rest of our lives. We raised our daughter there. We did the holidays and birthdays there. We decorated it the way we wanted it to be so that it would be our sanctuary from the world. We were yard of the month people.
The weak point of the plan is that not all marriages last as long as a house. The dream faded into the morning mist one day for us. Funny thing, even when we were selling it, I took a lot of pride in getting it ready. I busted my butt painting the place inside and out. Replaced the carpets, relined the pool, replaced the shutters, rebuilt the back porch step, etc, etc, until it looked like a model home. Now, five years later, I drove past there recently. It looked like the Munsters lived there. The grass and bushes that I used to fastidously cut, trim and edge had grown wild. A lot of it was just dead. The guy I sold it to parked his cars all over the lawn killing it and leaving big ruts. It was a nice neighborhood too. Well, it's his house now and he can do as he pleases with it. It doesn't hurt me. I thought it was kind of poetic justice for the death of our marriage.
So I lived in an apartment after that for awhile. No roaches I'm happy to say. It was small but actually not bad until the last six months when the 500 pound couple moved in upstairs. Then it was boom, boom, boom all day and night. I still don't know how those big folks were able to get up so much speed in that little apartment. Their endurance was amazing too. It would go on non-stop for hours. Boom, boom, boom! The stuff in my apartment was literally shaking. I had to get out of there so I sold my soul to Bilk of America for a mortgage on another house.
The new house doesn't have a dream attached to it like the first one did. It's a nice place and it's home but it's more like a hiding place at this point in life. Good luck with your house. They are full of stories.

I own my home - No Mgt. It's For Sale

It's in a valley in S.E.Oklahoma. Beautiful country home on 5 acres. Been here 15 years but it's time to move on. It's a good place to be when the SHTF. Tax (rent) is low at under 800/year. Many mature fruit and nut trees. Take a look at http://scenicoklahoma.com

Do we own our homes?

Thought I would share this info in case some of you haven't heard this before.
Author Ron MacDonald: They Own it All (Including You) by Means of Toxic Currency - Alex Jones Tv 1/2 https://www.youtube.com/watch?v=7fIiP8w-UP4

"And Jesus knew their thoughts, and said unto them, Every kingdom divided against itself is brought to desolation; and every city or house divided against itself shall not stand." Matthew 12:25
http://www.needgod.com/
http://www.geniusthemovie.com/

Cyril's picture

Well, I don't.

Well, I don't.

Five years ago, at 39, just a year or so before knowing about Ron Paul, I figured it was already too late for me to get into that sort of debt, with zero savings.

So, instead, I kept moving around just paying rent and started to commit into saving seriously, finally.

I'll probably buy whichever land and a roof when the chickens come home to roost, or at some indeterminate time thereafter, depending on how I can afford it.

( http://www.dailypaul.com/321944 )

That'd be nice to do so in the US, but only if she hasn't been entirely shoved all the way down thru the grinder, of course.

I'm no masochist.

"Cyril" pronounced "see real". I code stuff.

http://Laissez-Faire.Me/Liberty

"To study and not think is a waste. To think and not study is dangerous." -- Confucius

Denise B's picture

Technically,

None of us. Property taxes did away with homeownership a long time ago. You pay them yearly for the privilege of living in the house and if you fail to do that, they take it back.

Cyril's picture

Darn.

Darn.

"Cyril" pronounced "see real". I code stuff.

http://Laissez-Faire.Me/Liberty

"To study and not think is a waste. To think and not study is dangerous." -- Confucius

I knew that was coming. To

I knew that was coming.

To get back to the original intent, how many here own a home?

Never be afraid to ask simple questions.

Denise B's picture

Sorry,

Couldn't resist....I don't anymore since my long drawn out battle with the IRS, and probably won't again, but I used to have a beautiful home on a cul-de-sac and sometimes I still miss it. My husband and I live in an apartment now, but it's not bad and we don't have to work so hard to maintain it!

Gilligan's picture

Actually, Denise, I don't even use the term "property tax"

any more. The correct term, IMHO, is "rent".

Google is government.

Denise B's picture

I would say

that is a more accurate term!

Why the need to include - "the people that lived beneath me...

were not from America..."?

You were also the one who started and relentlessly bumped the Convert To Islam, Or Pay A Tax, Or Die By The Sword thread.

Makes me wonder.

Why not? Are there facts

Why not? Are there facts that must never be stated?

Shame on me.

Shame on me.

Never be afraid to ask simple questions.

So, why?

...

Because 70,000 plus illegal

Because 70,000 plus illegal immigrants just crossed the US border.

Never be afraid to ask simple questions.

Own some land and a nice building

Living the dream in Arkansas...the land of low taxes, cheap land and bugs...Seriously if you don't like bugs this is not for you. We have stick bugs, cicadas, crickets, chiggers, ticks, scorpions, snakes, recluse spiders, black widow spiders, huntsman spiders, Carolina wolf spiders, lightening bugs, wasps, flies, biting flies, mosquitos etc.

Would I trade it in for California again? Not a chance in hell. The good for me greatly outweighs the bad. The land here is super affordable, good water where we are and low, low taxes. For the most part the gov't is out of our lives. We live out of town so there are really no building codes so that is pretty awesome.

BTW Tea Tree oil works great to repel roaches. I found that out one time trying to repel thousands in our back alleyway in San Diego...Wherever the oil landed the roaches scattered...