Bailout Q&A

Don't be mislead. The "bailout" is not necessary for you or I. Only to save some companies that made bad gambles from going under.
I do not rely on credit to run my personal or business finances. Yes, I have a mtg, but I pay it on time. I use cash in my business.
However, assuming I did want to borrow some money, I am sure I could get it, even if wall street lost trillions and a few hundred banks went under. There will always be money available for those who are good credit risks, only the bad risks will lose access to funding, as they should. For those who say that not doing a bailout will hurt their retirement accounts, it may, however you can limit your risk by moving it to safer investments (commodities are one) or taking the cash now.
Ultimately, the bailout would hurt your savings anyway due to the depreciating effects on the dollar. Don't be mislead, the "bailout" is only going to help firms that have made bad (possibly criminal) bets. It will not help you personally and it could lead to worse consequences as foreign investors decide not to hold us dollars (as Ron Paul has said) This propping up of bankrupt companies is wrong, both morally as it will make those of us that have done nothing wrong pay for those who have, and financially as the underlying cause is not being addressed.
No one is talking about saving America here. The talk is about saving companies (not all of them American)