What bank do you use and why?

No Account FEEs..

Interest paid on Checking...

Not a Bank..

k2kampmom They are member owned. I have not used a bank in over 30 + years. My checking is through my credit union. If I keep my balance at a certain level, I earn interest on my balance. My paycheck is directly deposited into my account. I am with a fairly large credit union with over 53,000 members. As far as I know, they offer pretty much all the services that any of the local banks in my town offer.

A small local bank because they still keep things personal. They actually call you if there is a problem before they stick it to you. There Heads are local and accountable.

"I don't want to be in a battle . . . but
waiting on the edge of one I can't escape
is even worse"

a small local credit union. We have a CC through there at8% and even though I've been late a hundred times we get no fees or rate increases. Signature loans up to one months gross income, and they are smart with the investments..got bad credit?..go elsewhere.

Because it's safe.

Look into it. They basically had to take the TARP money. Read their statement of values, look into the CEO. He's probably one of us. And they probably have a lot of "us" working for them.

I use a local credit union too. I don't use a bank.

I support the constitution!!!

It's local, the people know me by name and are always caring and easy to deal with.

Pat

BOHICA!!

food freedom,one seed at a time.

State Bank of J*F*R***
Brick and morter
no branches
not a member of the Federal Reserve
Family owned and run
Never closed ,bought competing bank during the depression.
Everyone who works there knows my name,my kids'names.
Great small town bank.

Definitely seek out a good local credit union, better service and they are supposed to operate as a not-for-profit institution so they have the best interests of the depositor in mind. The board of directors is also made up of depositors so they are run by the people who use their services.

To find a good local credit union go to maps.google.com and click on "get directions". Type in your address in the field for point "A" and just type in the term credit union for point "B". This will give you a list of the closest credit unions to your home for easiest access. Next do some research on each of their websites, get familiar with them to see which you like best. Check interest rates on savings accounts, checking accounts, etc. and just check out their policies and products in general. This is how I killed the banks.

"The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants. Tis' it's natural manure" -T.Jefferson

T.F.Y.Q.A. - Think For Yourself, Question Authority.