How many free ride credit card dead beats here ?

would be interested in Mary Elizabeth: Croft's:

How I Clobbered Every Bureaucratic Cash-Confiscatory Agency Known to Man

get about 8 missed calls a day.

those criminals are not getting another dime off me.

JK. I only use credit card to purchase online.

"Teach a child the way he should go and when he is old he will not depart from it. The rich ruleth over the poor and the borrower is the servant of the lender."

Proverbs 22:6-7

In England, the Egg Card company responded to the credit crunch by cancelling the credit cards of two types of customer.

1. those who didn't make minimum payments (regular deadbeat).
2. those who paid the balance off each month in full (banking industry "deadbeat").

Interesting to note that the German retail chain Aldi (fastest growing chain in Britain) refuses credit cards because of the fees charged to them by the credit card company. Its not just the customers who pay!

"Fascism should more properly be called corporatism because it is the merger of state and corporate power." - Benito Mussolini.

Are out of control with your personal spending, can't save the money and wait to make a purchase with cash, and need to buy it today with a credit card, while racking up huge personal debts....

How do you have any right to criticize the government for doing on a large scale the same thing you yourself are doing in your daily life?

And why would you continue to do business with the same people you complain about - the banksters who run the credit card companies?

These are questions I asked myself a few years back, and I did something about it....I found this guy...

http://www.daveramsey.com/

And changed my life...

Now I feel like I do have a right to critique our governments overspending, and feel honest when I call for more personal responsibility from all of us.

And I'm looking forward to the day my credit score is Zero. (your credit score is not a reflection of how successful you are - but how good you are at being a slave to the banksters)

"The borrower is slave to the lender" - GOD

"Only a virtuous people are capable of freedom. As nations become corrupt and vicious, they have more need of masters." Benjamin Franklin

saying they are thinking about maxing out their credit cards and defaulting. Back in the '70's I worked with a guy at Brach Candy Company that would buy you a TV or anything else you wanted on his credit cards for half price cash. You have to admit, the guy was thinking. The last time I saw him he had a suitcase full of $20 bills, half price too.

just a slacker and a "truther" god forbid. 911 Truthers killing politicians campaigns around the globe. Wake up and smell the nano-thermite. I see not paying CC Debt as my little way of stickin it to the man. If they ask you if you have a lawyer say yes Seth Katz It's a name I got off a radio commercial here in NY.

9/11 was an inside job .....time to get some answers..RP 2012

—Cliff in Sioux City, Iowa
For June 2009: ♪Song for Lorraine♪ by Spyro Gyra
Throw-away tools of war

People here ought to know that there is no such thing as a free lunch. Those airline miles you think you are getting for free when you pay our credit cards on time are costing you about 3% of our credit card purchases.

The credit card companies charge the stores about 3% of the cost of the sale. Who do you think really pays that 3%? The store passes the cost on to you, the consumer! For this reason, I seek out businesses that don't accept credit cards, or that give a discount for using cash.

So what is happening is, the credit card companies are not satisfied with the 3% they add to the cost of products and services, they want you to pay your bills late so they can tax on exorbitant interest.

Why do people still use credit cards? They open you up to identity theft. They invade your financial privacy. And they cost you money.

Cash is king. True, only gold and silver coin are real money, but cash is the only way to go, even if it mans frns.

Ask your credit card company if they can legally lend credit!

They absolutely can not and will avoid the question...if they happen to say they can, ask for their employee number, then ask them again!!!

ALSO, ask them to send an "invoice" for the amount due instead of a "statement" they again will refuse, because an invoice is a legal demand for payment, since you legally dont owe them anything, they can NOT demand it, and instead simply send a statement, which is just that, a statement!!

I pay it off every month. Recently I noticed that the company started putting holds on the funds when I pay it off (e.g. balance is zero, available credit is 1/2 the credit line). When I called them, they said it was because my bank can return the payment-BS. I'm the Branch Manager, and I know when the funds have been paid to them. I even offered to have the bank fax a copy of my statement-no dice. And no one has the authority to override the policy, even though my payments have never come back in the years that I have had the card. I'd get rid of it, but it's a great rate, and they don't make any money off of me. They are basically punishing me for paying them off. So now I pay them in two payments instead of one, just in case I need to use the credit and they still don't make a dime off of me. I hate credit cards, but things do come up sometimes, and I don't always have the money in my savings, because I have been buying roles of Silver Eagles with all extra funds.

They charge a percentage of each purchase to the vendor so they make money there. Then they charge for each and every thing they can think of. Now they are going to charge me because I am responsible. I take advantage of charge cards for airline miles. BUT, if they change that, I am out of there. I will do debit all the way. I buy most of my stuff online so that's why it has been useful.

Healthnut4freedom

"Trust in the Lord with all thine heart; and lean not unto thine own understanding. In all thy ways acknowledge Him, and He shall direct thy paths." Proverbs 3:5,6

just go chpt. 7 and get it over with you still get to keep your car and house., like the chairman of enron did.the credit card companies should have never given the credit in the first place .lots of people go bankrupt I think Donald Trump has gone bankrupt 6 or 7 times.

I pay my credit card off 100% every month. If I can't pay cash for it. I can't afford it. Period.

I was taught..

"Teach a child the way he should go and when he is old he will not depart from it.
The rich ruleth over the poor and the borrower is the servant of the lender."
Proverbs 22:6-7

Carry only 2 or 3 cards max and carry out cash-only transactions for the majority of your needs from week to week. It's worked well for me for years.
..................
"The main thing that I learned about conspiracy theory is that conspiracy theorists actually believe in a conspiracy because that is more comforting. The truth of the world is that it is chaotic..." —Alan Moore

Looks like their diggin their own grave. this is good news.