This is exactly right!! The new American idea that 'we' must have the biggest house, the newest cars, the fastest boats, whether we could afford it or not, is the OPPOSITE of what we should be doing.
Credit is a privilege, NOT a right, therefore, that privilege must be supported by tax dollars. If you want the privilege of credit, then dont complain about the income tax. And not coincidentally the social security number is used to track both!
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