Boy, that congresswoman is either a total hack or totally clueless. Its a failure of the free market that companies don't insure pre-existing conditions? Insurance is about RISK. The only way they can survive is by having more healthy clients than non-healthy, because they cannot afford to pay out in full for all clients. That is why they cannot allow people with pre-existing conditions to buy insurance: otherwise, only the sick will need to buy it!
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