Comment: Exactly. They need to be accountable as well.

"If the pastor did't burn the book (we all agreed that it was his legal right) - those animals wouldn't have been forced to kill innocent people"

"If she didn't wear that miniskirt and dance- (we all agreed that it was her legal right)- the rapist wouldn't have been forced to attack her."

"If the credit card company wouldn't have tempted me with the prospect of immediate ownership at an outragous interest rate-(we all agreed to the terms of their contract)- then I wouldn't be forced to reneg on my end of the deal."

Seems to be a common theme. I don't see where any of that aligns with what Ron Paul says about personal accountability.
Get out of debt the right way if you can- then never buy anything on credit ever again if you believe the system is evil.