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Comment: A Miracle. Or perhaps

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A Miracle. Or perhaps

A Miracle.

Or perhaps tabletop, cold fusion if it is cheap enough. Absent that, most of the bubble era debt won't be repaid.

The special issue with student loans, is that they don't get erased in bankruptcy. All that's really needed is to change that.

Then, if you're bankrupt, you're bankrupt. You lose everything you've got, and whoever f'd up by lending to you loses the rest. Simple as heck, if it wasn't for all the busybodies who can't stay the heck away from the lives of others.