Comment: then explain to me the

then explain to me the reasoning for higher rates on homes with tree houses?

You are blinded. You feel you have been infringed upon and you have become blinded.

I in no way said guns cause violence, or that guns kill.

I said guns can kill. I mean to say that owning a gun is different than not owning a gun and a company can change their risk assessment as they please under a FREE society.

You have all twisted words. So much for intelligent discussion.