Comment: So the only thing dumber than an American is a Brit.

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In reply to comment: Overkill??? (see in situ)

So the only thing dumber than an American is a Brit.

Comparing two brands of morons hardly classifies as an argument for something.

More than likely the precautions are to protect from the Repo Man when the creditors come to call for our non-payment of debt.

Free includes debt-free!