If you want this system to actually work, you have to get past people like me. That is not to say that I am your nemesis, I am just the person your users seek out to leave your lawful money standard. I am your weather vain.
I buy and sell junk silver dimes by the bag full ($20,620 for $1000 face value of 90% silver dimes, 10,000 pieces). When people want to leave the lawful money system, they come thru people like me, coin dealers.
The challenge for these cards to become a viable standard is to develop a system that gives incentives to people who want to leave the honest money paradigm a way to do so that perpetuates the lawful money system you wish to create.
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