Stuff you bought on credit and tearing up your diploma, right?
If you buy something, pay for it. The only wiggle room I can see is maybe with medical bills, because usually medical procedures are not optional. However, the vast majority of credit purchases are on optional things designed to maintain a standard of living you feel entitled to. A new car rather than used, a bigger house than you need, an 80,000 dollar art history degree, etc. the road to prosperity is not endless consumption. It is production and savings.
Tu ne cede malis sed contra audentior ito
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