Hey ratgirl, I feel your pain. I am a doctor, and unfortunately the law deems it a relationship. It's part of abiding by the restrictions of our license, scope of practice, and professional ethics. There are some things a doctor needs to do to ensure she is delivering responsible care.
However, when you get a third party involved (insurance, government provided or private), it distorts the doctor-patient relationship. The doctor starts doing things to appease that third party so that payment will be received. In my own practice I am out of network with insurances, so thankfully I do not need to deal with that. But the medical profession has backed itself into a corner with their intertwining of medicine and pharmaceuticals with government.
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