(See in situ)

There IS an argument for it. The problem is that of course, it is run by bankers.

So like most things, we are better not having it and taking our lumps every once in awhile.

"Timid men prefer the calm of despotism to the tempestuous sea of liberty." - Thomas Jefferson
"Annoyance is step one of thinking"
"We're all in the same boat, it doesn't matter if you like me"