Comment: I hear what you are saying

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I hear what you are saying

I hear what you are saying but..... I think your numbers are a little off. From what I can find, we`ve never paid 15% SS tax combined employee/employer.
http://www.ssa.gov/oact/progdata/oasdiRates.html
Maybe you were adding in medicare too? Also just wondering, where would this 5% interest you write about come from?