your company is matching funds. Even if your company is matching funds $0.50 for every $1 you contribute, it's totally worth it!
Then, take the penalty and withdraw it. You'll still be ahead after the penalty since you got all the matching funds. If you've had the 401K for numerous yrs then you'll have tons of money to withdraw and put into gold & silver.
HOWEVER, CALCULATE THE LOSSES FROM THE PENALTY AND MAKE SURE YOU COME OUT AHEAD. EVERYONE'S SCENARIO WILL BE DIFFERENT!
I would rinse and repeat this cycle every 3 yrs though who knows how much time is left before a currency crisis. The first withdrawal will be the big one since the 401k has been racking up all these yrs depending on how long you've been working.
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