Comment: it's not

(See in situ)

it's not

It's another sales person looking for ways to sell more insurance.

Whole life insurance doesn't grow that much, and it takes years and years before it does.

And, if they continue to pay that amount they will all need further bailouts. Insurers profit by investing in the same things you can invest in and charging you to do that. Those that sell this idea do not understand the idea of a middle-man.