+1. yes, rising debt is the biggest problem. Even if you stop ALL spending the debts will still rise, because of usury, i.e. the interest on loans, that keep increasing with time. It$ a magical trick.
The solution lies in disconnecting the clock from the bank's computer.
Ticks, Trick$ & Traps - http://www.usDebtClock.org/
Hitmen Confess - https://www.youtube.com/watch%3Fv%3Dn7Fzm1hEiDQ
Misinformed finds - https://www.youtube.com/watch?v=HpROEzHEtOI