Of the San Francisco earthquake, may just be one of the biggest conspiracies of the century. Like floods, earthquakes were excluded under property insurance policies of the day, the exact verbiage is and was, "unless fire ensues". Many of the wood framed building were beyond any possible repair, what could city officials and property owners do? The word went out and the city burned, fires were set all over the city. The insurance coverage was then able to kick in and the city was rebuilt. The whole affair was handled discretely by city officials, property owners and the insurance companies, not until years later were the facts brought out.
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