This accounting change would also cause a "change in management."
If banks were honest? They would quietly disappear. See: "change in management."
If us poor folk were in control of the accounting of our nation's wealth, more of it would be used around here, paying for things we need done. Making more of said same wealth. Little would lavish banking benefits.
If we were in control of our money, more would be spent where we saw fit.
Self reliance would return. It would constitute the general welfare. Imagine... "Department of Self Reliance."
The US Constitution would become a best seller again.
Disclaimer: Mark Twain (1835-1910-To be continued) is unlicensed. His river pilot's license went delinquent in 1862. Caution advised. Daily Paul ☑