"...because the key component of a dynamic and healthy economy requires customers to consume goods and services. Therefore, debt/financing is completely necessary to make it function."
This is complete rubbish. Nice the way you embedded the rubbish, though. So your essay may be nonsense but it deserves brownie points for being excellent propaganda for the Pig Men.
Bill of Rights /Amendment X: "The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people."
Do you need a politician or judge to "interpret" those 28