Comment: You need not break laws. You need Limited Liability.

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You need not break laws. You need Limited Liability.

Just open your own a bank. Pretty much, every country in the world allows folks to open banks. Take deposits. "Fractional Reserve" them. Accept loan applications for about 10 X what you Fractionally reserved. Keep your cash registers full with enough that depositors keep depositing.

Accept payment on each promise to pay (e.g.: approved loan app; line-of-credit; etc.). I left the study of all the rules up to you.

Here is an example of how to run several banks into the abyss & ask for government bailouts (far in excess of your bank's market value). Jamie Dimon sucks $400 Billion. Other bankers suck $3.5 Trillion on Fed tit. Submitted by Mark Twain, 06/20/2012

You must budget your cash flow. There are some inherent limits to banking systems in place: $1.66 Quadrillion Cash Flow Racket Run By Monopoly Boyz! Submitted by Mark Twain, 04/08/2012

You may live beyond your means, with government approval: Big Bank Theory: $250 Trillion Tender. JPM BoA GS MS. Bang! Submitted by Mark Twain 09/25/2011

That should get you started.

Disclaimer: Mark Twain (1835-1910-To be continued) is unlicensed. His river pilot's license went delinquent in 1862. Caution advised. Daily Paul