Comment: debt

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The debt is the key. See the link below.

Aside from the fact that laying heavy debt on each newborn is unspeakably immoral, having and increasing a large debt is not sustainable.

Your ill formed sentence below seems to suggest something about balancing the debt with their standard of living, but that is the same thinking that sustains the world financial crisis. Is that the sustainability you're talking about?

If I borrowed a million frn each year, I'd appear to be doing very well. But it's fake; it's the farthest thing from sustainable.

Just because you are the healthiest patient in the terminal cancer ward doesn't buy you much.