Comment: I use silver for payment

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I use silver for payment

For some business.
It's legal tender.

In actuality it costs me more FRNs for the silver but it's real money in the form of silver.

I would rather spend a bit more and use silver than FRNs. That benefits the owner.

With the lokota free bank one can make a good 9% interest over 18 months.

That's killer, especially with silver. Otherwise your silver sits in the same account. Which is also good. Over time the silver maintains the same buying power.

I've been told to use AOCS which is way over spot but maybe they also take US mint (lakota free bank) or any other bullion dealer like APMEX or such. Otherwise AOCS is a rip off. Their price over spot is huge.