Comment: Herding behavior requires abdication of personal responsibility.

(See in situ)

In reply to comment: Well, (see in situ)

Herding behavior requires abdication of personal responsibility.

Voluntary exchange benefits both parties or it doesn't happen.

Children have an instinct to protect their person and property. Mine!

Teams foster co-operation.

Games foster competition.

Yes, Habit4ming, I can see that instincts play a factor in many rational behaviors.

Free includes debt-free!