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Comment: Don't look at the problem as

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Don't look at the problem as

Don't look at the problem as "if I didn't have Social Security, then I wouldn't survive". Well the government created that dependency when they decided to start taxing income and making you poorer. If you started your working career with no income tax, no payroll tax, no any kind of with holdings of your paycheck. And you were given free reign of 100% of your income the rest of your life, you would have every opportunity to succeed.

If the government didn't take about 25% of income your whole life, and you could then save/invest that money yourself, you would more than likely have more of a budget than you do on Social Security.

Nowadays, just simple yearly savings can still net you a budget double or triple that of a SS check.