Comment: and you can take offense at this one...

(See in situ)

In reply to comment: No offense (see in situ)

and you can take offense at this one...

Your numbers are BS. You serious assume no growth? My number that needs to be put away per yera is actually closer to $7,000. Double it if you want, but it's not $40,000.

Historically 4.5% is a normal withdrawal rate, not 2.8%. I guess you are taking into account taxes, but then again you don't have to grow your portfolio as much if you didn't have taxes.

So, sorry to say, but you're way off on your numbers, in addition to being way off on your thinking...