Comment: one thing is for certain

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one thing is for certain

you better plan on not having socialist security and medicare because they will be bankrupt by the time you need them.

So plan now. Plan when you will retire, if ever. Plan how much you expect to need. Find other types of income outside of a job. Dividends, interest, rent, etc. Quit wasting money on useless fad items if you can't afford them in your plan. Find a new or second job to make up any shortfalls in the plan.

Dave Ramsey has a really good progam to put things in the right priorities. And debt aint one of them.

You have many things you can do that used to be the natural state for people.

It's your life, time to start being responsible for it!