It is all so confounding to me.
I hear tell that some states have "No Fault" horseless carriage insurance.
Ins't this like that? Just horseless carriage damage excluded & taxpayers pay regardless. Either way, horses are outlaws. Outside the this law. The horses have better sense. Better public relations, perhaps.
Disclaimer: Mark Twain (1835-1910-To be continued) is unlicensed. His river pilot's license went delinquent in 1862. Caution advised. Daily Paul ☑
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