Comment: I've never had a Retirement Account

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I've never had a Retirement Account

I don't like having limits on my money or threat of penalty if I need to withdraw it. I do have substantial money in a Money Market but since the interest I am making has dwindled to almost nothing I am slowly taking it out. I will no longer allow the banks to use my money practically for free. And in the process I am taking money out of the system.

Hit them where it hurts.