Comment: The insurance company will pay the claim, with no subrogation

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The insurance company will pay the claim, with no subrogation

IMO the insurance company will pay for the fire with no recourse back to the LAPD. There could be subrogation back to Dorners estate if there is any money available in it. The government has an immunity in these cases, just like the fire department has. Sometimes the fire department does more damage than the fire. So it won't be the tax payers paying the claim, but the policyholders. If it's a replacement cost policy they will pay the full amount to rebuild the cabin, if its an ACV policy they will pay the dwelling limit, as it's clearly totaled. They did mention on the news that the cabin was a rental, so I would assume the policy is a dwelling form and not a homeowners policy. Same conditions apply in this case.