That's how the banks react to such questions from the peasants.
The banking regulations were set up to protect the big banks and drive out of business the small ones. That's why we have the USDA, the FDA, etc., etc.
They are there to establish monopolies, because "competition is sin."
Here's the deal: the devil grants immunity (in this life), to those who serve him.
The banks have made their deal, and they have immunity.
Not that good law can drive out the bad, but we are what we are. A nation of evil people, only saved by God's wrath because of the faithfulness of some, albeit no doubt numbering into the millions.
"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a rEVOLution before tomorrow morning." - Henry Ford
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