Comment: The Banks Pay for the settlements

(See in situ)

In reply to comment: What about fraud? (see in situ)

The Banks Pay for the settlements

If the plaintiff chooses not to take the case to court because they receive an acceptable sum outside of the court system, then there is nothing more to be done. Again, in a libertarian world, the purpose of the judicial system is to resolve disputes between two parties. The crime that is being committed by banks is because they are not following procedure, or regulations.