Comment: Don't pay late. The bank

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Don't pay late. The bank

Don't pay late. The bank could be using the money in your escrow account, I've no idea...just don't pay late, because they screw you...obviously.

The only way you will ever get the money back is if you make at least 2 extra mortgage payments per year - which is applied to the principal amount of your loan, not the will pay off your home much faster, and get your money back X 1000 if you pay on time.

If you don't pay on time, the bank has your balls in their hands...and that's not a nice feeling.

Never be afraid to ask simple questions.