Comment: Absolutely, with inflation as

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In reply to comment: I'm a Realtor (see in situ)

Absolutely, with inflation as

Absolutely, with inflation as it is, and the economy, you want to put down as little money as possible when buying your house. If things go wrong, you wont be out much.

Save the money, get a FHA/USDA. I'd be buying food and water, and then gold and silver.